Fund, Credit, Investments : Economical Categories

Fund, Credit, Investments : Economical Categories

Scientific gets results in the hypotheses of finances plus credit, according in order to the specification of the research object, are characterized to get many-sided and many-leveled.

The definition of totality of the economical contact formed in typically the process of formation, distribution and using finances, as money sources is commonly spread. For illustration, in "the general theory of finances" there are two explanations of finances:

1) "... Finances reveal economical relations, formation with the funds involving money sources, inside the process regarding distribution and partage of national receipts based on the distribution and usage". This definition has relatively to the conditions involving Capitalism, when cash-commodity relations gain universal character;

2) "Finances represent the formation associated with centralized ad decentralized money sources, inexpensive relations relatively with the distribution and usage, which provide for fulfillment from the state functions and even obligations and furthermore provision of the conditions of the increased further production". This kind of definition is produced without showing the particular environment of the action. We discuss partly such justification of finances in addition to think expedient to make some specs.

First, finances overcome the bounds associated with distribution and redistribution service in the national income, though this is a fundamental first step toward finances. Also, formation and use of the devaluation fund which can be the particular part of financial domain, belongs not to the circulation and redistribution of the national earnings (of newly shaped value during some sort of year), but for typically the distribution of previously developed value.

This specific latest first appears to be the part of associated with main industrial funds, later it is relocated to the expense price of an all sety product (that is usually to the value too) after its understanding, in fact it is set typically the depression fund. Its source is obtained into account in advance as a depressive disorder kind in the particular consistence with the ready products cost price.

Next, main goal involving finances is significantly wider then "fulfillment in the state functions and obligations and provision of problems for that widened even more production". Finances are present within the state stage and in addition on the particular manufactures and branches' level too, in addition to in such conditions, when the most area of the manufactures happen to be not state.

Sixth is v.  Financial industry M. Rodionova has a different position about this issue: "real formation associated with the financial resources starts on the period of distribution, when the value is recognized and concrete economical forms of typically the realized value happen to be separated from the particular consistence in the profit". V. M. Rodionova makes an highlight of finances, since distributing relations, whenever D. S. Moliakov underlines industrial base of finances.

Although both of them give quite substantiate discussion of budget, as a method of formation, distribution and using the funds pounds sources, that is released of the following definition of the finances: "financial cash relations, which forms in the process of circulation and redistribution of the partial associated with the national prosperity and total cultural product, is related with the subjects regarding the economy plus formation and usage of the state cash incomes and savings in the widened further generation, in the stuff stimulation of the workers for satisfaction with the society sociable and also other requests".

Within the manuals involving the political economic climate we meet together with the next definitions associated with finances:

"Finances regarding the socialistic condition represent economical (cash) relations, by using which usually, in the method of planned supply of the earnings and savings the particular funds of cash sources of the point out and socialistic produces are formed for guaranteeing the growth involving the production, rising the material and cultural level of the people and then for satisfying other standard society requests".

"The system of development and usage involving necessary funds of cash resources intended for guarantying socialistic widened further production symbolize exactly the finances associated with the socialistic society. And the wholeness of economical relations arisen between point out, manufactures and companies, branches, regions and even separate citizen according to the movement of dollars funds make financial relations".
As we have seen, definitions of finances made simply by financiers and politics economists tend not to vary greatly.